Loan Modification and Foreclosure assistance

"Banks may have to swallow reductions in the principal of some troubled home loans to ward off greater losses that could result from outright default"-Federal Reserve Chairman, Ben Bernanke

 

Why Use an Attorney?

Lenders are difficult for two main reasons: first, you get different answers from different service reps every time you contact your lender; and second, they are not set up to help you unless you already know exactly what they want. To get the best loan modification deal, you need legal assistance. Read on to find out how a loan modification attorney can help you get real results from your bank.  CLICK HERE to have a staff member contact you today.

1. They know your needs. A loan modification attorney will look at your case from a legal point of view. They know the right way to approach your lender, and they’ll help you prepare your application for speedier processing. When we present your case, we’ll be armed with all the supporting documents and the right negotiation techniques.

2. They get the best Loan Modification Settlements. Lenders will take you more seriously when you have a professional by your side. Essentially, your loan modification attorney will be vouching for you. Because they can use legal information as leverage, the modifications they can get are much better than what you can get on your own.  

3. They have long-term relationships. A good loan modification attorney has established contacts with all of the major lenders. Combined with a good track record, this network helps them get better settlements and gives them more options. Your lawyer can get you more attractive offers, such as a lower interest rate, principle balance reductions, or even an extension of your loan term.

4. They buy you time. If you attempt a modification on your own, there’s a good chance you’ll be passed around from one department to another without really moving forward. And if you’re already facing foreclosure, you can’t afford to waste time. A lawyer can stop foreclosure even while it’s under way, giving you more time to recover your finances while they work on saving your home.

A loan modification is much like going to court: you can save your money and get a court-appointed lawyer, or you can invest in professional representation and get the best mortgage assistance. Mortgage modification won’t happen overnight, but if with a capable lawyer and legal team, you can be sure you’re in good hands.

You can prevent bankruptcy and stop foreclosures on your home by taking advantage of a "Loan Modification."

CLICK HERE TO START TO SPEAK WITH A STAFF MEMBER TODAY!!

Loan modifications have been around for awhile, but they really make sense in this 2009 economy when so many homes are expected to be given back to the lenders.

In today's market, banks do not want to foreclose on your home. In fact, the bank's investors are asking the banks to do whatever they can to keep you in the home. So, if you are behind on your mortgage payments, this may be a good time for you to get some relief. Stop the bank's foreclosure and stay in your house. Call us today!!

A Loan modification re-structures the terms of your existing mortgage to make your payments more affordable. But you can't expect lenders to make it easy. In fact, many homeowners fail to reach a reasonable settlement with their lenders. Most are able to settle a forbearance agreement or a payment plan, but rarely a long term loan modification. That's where our law firms Loan Modification Department comes in.

Before taking that first step, you should consult a loan modification attorney who will review your case and help you make a negotiation game plan. Our Loan Modification Department starts by reviewing your case for legal flaws that can be used as leverage for negotiations. In particular, we can use violations of the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA) that occurred during the origination of your loan as leverage to negotiate with your lenders.

Contrary to belief, you don't have to declare bankruptcy in order to stop foreclosure. A good loan modification attorney can help you reach a loan modification that works for both you and your lender. When you come to us, we'll make sure you know all of your options, and we'll put our best effort into your loan modification needs so that you can keep your home or stop your foreclosure.

The Loan Modification Department employs a competent team of Loss Mitigation Specialists, Mortgage Professionals, Real Estate Brokers, Appraisers, and our lead attorney Deborah Poole. The team handles hundreds of Loan modification and Foreclosure Prevention cases each month. You can trust us to negotiate aggressively until you get the results you want.

If you're in need of representation, we have your interests in mind...

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